XCEL Federal Credit Union | NY NJ Banking Solutions | Loans

Earn 5,000 points when you spend $1,000 in the first 60 days

• Earn an extra 1,000 points just for enrolling in uChoose Rewards
• Improve your credit score with Dovly Uplift
• Monitor the dark web for identify theft thru ID Navigator by NortonLifeLock                                                              

Step into a brighter future with an XCEL Mortgage

• Competitive rates
• Flexible terms
• Pre-approvals available and valid for 90 days
• Plus, we'll waive $1,295 of origination fee

Transform your home, transform your future

• Intro rate as low as 5.99% APR* for the first 6 months
• Home Improvements
• Debt Consolidation
• Vacation
• Fund a Student Loan
• Start a Business

Boost your Savings this Season!

• Earn more than a traditional savings account
• Minimum deposit of $500 to get started
• Flexible Terms
• Federally insured by NCUA

Do you have questions about financial goals:

• Meeting your retirement goals?
• Financial Planning?
• Long-term care?
• Higher Education?
• Connect with our new partner, Osaic, to setup an appointment!

Put the enhancements in your hands.