XCEL FCU | NY NJ Banking Solutions | Checking Account | Loans

A Better Digital Banking Experience is Here!

Put Some Jingle in Your Pocket with an XCEL Visa Platinum Rewards Credit Card!

• 1.99% APR* on purchases for 6 months on purchases made 11/1/24 - 12/31/24
• New and Existing Cardholders                                                                    

The Greatest Gift of All?
An XCEL Holiday Loan!

• Finance up to $5,000.
• Terms up to 24 months.
• 60 days no payment                                                                                                                   

Imagine the Memories You'll Make with a Mortgage from XCEL!

• Competitive rates
• Flexible terms
• Pre-approvals available and valid for 90 days
• Plus, we'll waive $1,295 of closing costs!

Slam Dunk with a HELOC!

• Home Improvements
• Debt Consolidation
• Vacation
• Fund a Student Loan
• Start a Business

Boost your Savings this Summer!

• Earn more than a traditional savings account
• Minimum deposit of $500 to get started
• Flexible Terms
• Federally insured by NCUA

Do you have questions about financial goals:

• Meeting your retirement goals?
• Financial Planning?
• Long-term care?
• Higher Education?
• Connect with our new partner, Osaic, to setup an appointment!