Remote Check Deposit
Avoid a trip to the branch. Deposit a check on our mobile app at your convenience, from the comfort of wherever you are.
XCEL Federal Credit Union’s philosophy of financial independence is fully realized in our enhanced Digital Banking experience. Tailored loan offers, seamless deposit and transaction services, as well as debit and credit card management are just a few of the amazing benefits of our mobile and desktop banking platforms.
eDocuments
Free eStatements, eNotices and eTax documents accessible in Digital Banking. You'll receive email notifications as documents become available to assure you're always up-to-date.
Account Transfers
Never worry about recurring expenses again. Schedule External Transfers for utility bills, subscriptions, HOA fees and more. Quickly send money to family, friends, and trusted sources with Internal and Member to Member Transfers, and do more of you.
SmartCard™ & Debit Controls
Track card activity and manage travel alerts, reminders and more on your terms.
Savings Jar
Earn on every purchase when you round-up transactions to the nearest dollar. We'll take it from there and deposit the savings into your account.
Digital Wallet
Lighten your wallet and carry your XCEL Credit & Debit Cards in the palm of your hand. Enjoy the peace of mind of fast and simple payments with multi-layer encryption from Apple Pay®, Google Pay®, and Samsung Pay®.
Apple Pay®
Google Pay®
How To Use | How To Add Cards | Download