Text Messaging

Christmas Holiday

All locations will be closed Christmas Day and New Year's Day. For your convenience, Digital Banking is available 24/7. Happy Holidays!

Branch Closing

All XCEL Branches and the Call Center will close at 1:00 PM on Tuesday, December 24, (Christmas Eve) and 2:00 PM on Tuesday December 31, (New Years Eve). Digital Banking is available 24/7 for your convenience. Thank you and Happy Holidays!

A Better Member Experience is only a Text Message away

Text Messaging is now Available! Getting answers to your financial questions is now easier than ever through your mobile device.

XCEL is a just a text message away whether you need to ask a question about your account, start a loan application or just need to know our branch hours. Simply text us at 973-ASK-XCEL (973-275-9235) and one of our Member Service Representatives will be there ready to assist you during our normal business hours.

Key Features Easy to use Secure Saves time

Message and data rates may apply. Reply STOP to cancel at any time. See our Terms and Conditions for more information.