Regular Savings (Share)

The Regular Share Savings account is the starting point of your credit union membership. Your money grows while remaining accessible so you can use it for big-ticket items or any smaller goal on your wish list. 

• Provides lifetime XCEL membership for you and your family
• Open an account with a $5 deposit
• Earn dividends on balances over $50
• NCUA insured up to $250,000
• Access your money via:
  • ATMs
  • XCEL Branch Locations
  • Shared Branching Network
  • Online Banking
  • Mobile Banking
  • 24-Hour Phone Banking System

XCEL FCU is a credit union serving members in New Jersey, New York and across the country.